VisionFund Micro-Finance Institution Vacancy

VisionFund Micro Finance Institution invites qualified and experienced applicants for the various positions. VisionFund Micro Finance Institution Ethiopia is invites job seekers for appointment.

VisionFund Micro Finance Institution (S.C) previously known as Wisdom Microfinance is an Institution established to provide financial services to the productive poor in the rural and urban areas of Ethiopia. VisionFund MFI brings its wealth of experience of being in the industry for more than two decades to design different loan and saving products that address the needs of the rural and urban low income families. Currently we are operating in more than 80 branches in all regions of Ethiopia.

The interested applicants can apply  before the closing date of application. For more information please read the full article.

Quick Details about VisionFund Micro Finance Institution

  • Hiring Organization: VisionFund Micro Finance Institution
  • Shortly Known as: MFI
  • Organization Type: Non-governmental organization
  • Organization Size: 501-1000 employees
  • Headquarters: Addis Ababa, Ethiopia
  • Official Website:

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The interested applicants can apply before the closing date of application. For more information please read the full article.

NB: Whenever you are looking for job in Ethiopia, just remember We hope that will help you find your dream job quickly and easily.

Recently the has published an employment notification in Addis Zemen regarding the currently vacant post on various posts. Therefore, interested Ethiopia Govt job seekers must apply before the closing date.

Position 1: Portfolio Management Officer

  • EDUCATION/TRAINING: BA Degree in Banking and Finance, Accounting or equivalent or related.EXPERIENCE: A minimum of 4 years of relevant work experience.
    Major Responsibilities


    • Ensures recovery of loans through loan follow-up on a case by case basis;
    • Undertakes close follow-up of the sick loans transferred to him/her to confirm repayment of currently maturing debts;
    • Ensures continuity of the repayment for the loan duration;
    • Carries out assessment of the borrower’s business viability by preparing key performance indicators such as profitability, activity level of the business, management of the business, etc.;
    • Identifies non-performing loans that need special attention for further  follow–up and appropriate remedial action;
    • Prepares and presents periodical reports on the borrower’s business performance to respective supervision for the overall Company considerations;
    • Contacts borrowers , visits their business and provides advice to settle the arrears, overdue amount, improve utilization of the facility within mutually agreed time or gets better business management and performance;
    • Writes a  notice to borrowers who don’t respond positively to advise them to make immediate repayment and arranges meetings with them to discuss the matter;
    • Seeks remedial actions for loans unable to rehabilitate; prepares proposal and presents the case with  relevant documents to supervisor to decide on the issue;
    • Forwards loans unable to rehabilitate to the Legal Officer to take legal action;
    • Initiates write off proposal to the supervisor for conducting past write off to follow up any attachable property for the write off case in collaboration with the legal Officer.

2: Portfolio Management

    • Prepares portfolio concentration limit manual based on the market and economic situations;
    • Sets portfolio plans of the Company and prepares relevant ongoing activity reports to the management;
    • Conducts loan pricing studies based on the credit risk classification of the Company;
    • Presents provisioning reports of the Company in line with the NBE directives;
    • Corresponds with branches and other credit originating organs on the subject of credit risk rating;
    • Reviews and presents comments on the Credit Risk classification Manual of the Company;
    • Conducts studies on financial ratios of different industries and determines industry average;
    • Reviews and presents issues for revision on the credit policy and procedure of the Company;
    • Follows-up proper rectification of audit reports on credit processing and credit risk factors;
    • Ensures the collection /storage and compilation of credit information of customers;
    • Ensures the timely receipt of regular credit reports from Area and Branch Offices;
    • Ensures the updating of the “data base” from the monthly loan returns;
    • Approves and reports credit information data of customers to the National Bank of Ethiopia;
    • Entertains customer and/or branch’s queries pertaining to credit information;
    • Provides monthly credit management information to the Risk and Compliance Management Services in a prescribed format along with explanation for variations;
    • Generates information on portfolio concentration of branch on monthly and quarterly basis;
    • Reports on non- performing loans by age, economic sector, branch and type on quarterly basis;
    • Reports on loan provisioning on quarterly, bi-annual and annual basis;
    • Works out on the remedial action for problem loans which could be rehabilitated through  rescheduling, refinancing, legal action…. etc.; and report to supervisors,
    • Follows-up the progress of the cases assigned to legal officers;
    • Handles and processes foreclosure case;
    • prepares statements of claim and defenses declaration or affidavit and memorandum of appeal;
    • Seeks attachment on properties to recover the loan loss before judgment when circumstances justify;
    • Attends to court cases to which the Company is a party;
    • Prepares periodic performance reports;
    • Performs other duties as assigned by the supervisor.


    Office environment: typical office based but there could be occasional field travel. Travels to field up to ……. % of her/his

    Location: Addis Ababa

Position 2: Area Credit Analyst

  • EDUCATION/TRAINING: BA Degree in Banking and Finance, Accounting or related field.EXPERIENCE: A minimum of 4 years relevant work experience.

    The Credit Analyst is responsible for data collection, assessment of performance of Area and Branch Offices and prepares performance reports; follows up low performing Branches and gives feedback the supervisors. He/she also coordinates operational activities related to loan disbursement and repayment of the Company.


    • Supports and advices Branch Office staff in all areas of the core process data capturing tasks and other activities that need support of the Department;
    • Supports and guides the Branch Offices for proper data capturing procedure and reports any deviation of report from the intended one to the Area Manager
    • Collects monthly and timely status report from the Branch Offices and responsible to produce performance reports coordinating the data capturing team in a way suitable for users;
    • Reviews the performances of each branch against the annual target, communicates the Branch offices for any clarification of variances on performance against the plan and submits written status and progress report to the supervisors;
    • Responsible to follow the performances of low performing branches as well as loan programs.
    • Strictly follows and reports the status of past due and delinquent loans to the Supervisors and follows the implementation of the actions to be taken to recover the loan;
    • Ensures the accuracy of performance reports and checks the accuracy of the report with the Area financial reports and reconciles the two reports whenever there is a difference;
    • Regularly follows collection plan and performances and insuring timely utilization of funds;
    • Communicates and provides input to the supervisors in making decision about the transfer of idle fund to branches;
    • Facilitates the fulfillment of operational formats of the branches and request for printing based on the required volume of the branches in the Area;
    • Identifies possible credit risks through analysis of clients business, field supervision, referring loan repayments and predictions from informal reports; closely follows up the performance of credit: Disbursement progress; repayment progress of fresh loan; repayment progress of loan in arrears;
    • Identifies threats and opportunities of credit operation in the fiscal year under probe and reports to the Supervisors;
    • Reviews the reports of branches periodically to identify the irregularities that might occur and forwards the scrutinized challenges with the most likely solutions to the supervisors;
    • Maintains an adequate database on credit and all other relevant information;
    • Reports any problem, which cannot be solved at his/her capacity to his /her immediate Supervisors for remedial action;
    • Carries out performance analysis using various tools;
    • Takes part on the study of new branch offices to be opened in the fiscal year;
    • Prepares the yearly operational formats requirements timely;
    • Produces timely reports on credit operation on daily, weekly, monthly and quarterly basis;
    • Performs other duties as may be given by the Supervisor.

    LocationWest Area Office /North West Area Office. { Addis Ababa & Ambo }


    • Good teamwork;
    • Demonstrated technical ability to interact and work effectively with others at all levels;
    • Basic computer skills and excellent written and oral communication skills;
    • Self-starter and perseverance in character;
    • Be proficient in Microsoft with excellent excel spreadsheet skills;
    • Very good communicator.

    Deadline: May 6, 2023

How to Apply:

Candidates who fulfil the above requirements can submit the application letter, updated curriculum vitae with names and addresses of up to 3 references and non-returnable copies of credentials in Email  [email protected].

Note: Mention The Specific Place you are Applying For!

Only short listed candidates will be contacted for subsequent assessment

Women applicants are highly encouraged to apply!


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